Heart Savings and Credit Co-operative is a limited company that was registered on September 27, 1999. It is registered under the Ministry of Cooperative Development and Marketing and the apex Sacco, Kenya Union Savings and Credit Co-Operative Ltd. (KUSCCO). They are regulated and licensed by the Sacco Societies Regulatory Authority (SASRA).
They are governed by the Heart Sacco By-Laws, which are in line with the Sacco Co-operative Act. They are also registered with the CRB for sharing information with other institutions. They have an open bond membership.
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