Universal Traders Sacco (UTS), previously known as Masaku Traders Sacco Society Limited, was registered in 1991 as a co-operative society in response to the economic needs of the local populace.
The society was therefore a result of the vision and initiative of a few business people who decided to harness the resources of existing small and medium enterprises by pooling resources so as to access affordable credit facilities. UTS has a network of seven branches spread out in the lower eastern region. They include Machakos, Wote, Tala, Embu, Kathiani, Kitui, Mlolongo branches, and Runyenjes satellite offices.
They offer well-structured and affordable products and services geared toward meeting the needs of their clientele, which ranges from farmers, microentrepreneurs, civil servants, self-help groups, and associations. Due to the evolving nature of the industry, the UTS research and marketing team continually applies technology and innovation to develop products that address the needs of members without compromising its financial sustainability.
UTS was licensed by SASRA in 2011 as a deposit-taking Sacco.
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