Universal Traders SACCO (UTS), previously known as Masaku Traders SACCO Society Limited, was registered in 1991 as a co-operative society in response to the economic needs of the local populace.
The common businesspeople were then unable to access credit facilities from mainstream financial institutions due to a lack of collateral and other conditional ties.
The society was therefore a result of the vision and initiative of a few business people who decided to harness the resources of existing small and medium enterprises by pooling resources so as to access affordable credit facilities.
UTS has a network of seven branches spread out in the lower eastern region. They include Machakos, Wote, Tala, Embu, Kathiani, Kitui, Mlolongo branches, and Runyenjes satellite offices.
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